Loan Products

Ventana Fund offers more flexible rates and terms than traditional financial institutions.

The Ventana Fund provides early-stage financing for pre-development and construction. All loans are made for affordable housing in New Mexico to serve our target markets.

Ventana Fund Threshold Pilot

Ventana Fund is requesting expressions of interest for new Thresholds pilot program
Express Interest

Ventana Fund Predevelopment Loan

VF Predevelopment Loan Term Sheet

Predevelopment loans from $5,000 to $50,000 with terms of 12-36 months

  • Fixed interest rate at 2.50% to 3.50%
  • 1% origination fee, $250 application fee
  • Rollover to a Ventana Fund construction loan may be applied for
  • Applications accepted on a rolling basis, awards made year-round

Ventana Fund Construction Loan

VF Construction Loan Term Sheet

  • Interim construction loans up to 24 months.
  • Fixed interest rate (currently at 2.50%)
  • 1% loan fee
  • Will consider subordinate lien position to primary mortgage lender and other gap financing
  • Applications accepted year-round, typically with one round of funding in May

How do I apply?

To request a loan application or for information about our loan products, complete the form below:

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